If you want help with managing your educational debt load, you might consider looking into apps for help. There are apps now available that can help you manage and save your money, while others can help you earn money and get cash back. Either type can help you manage and pay off your student debt.
ChangEd
This app is dedicated to student loan repayment. It asks you to set up an FDIC insured savings account and link all your loans and your bank/spending accounts, to the app. From there your purchases are rounded up to the next dollar, with the “round up” going towards paying down your student loan.
The app is free to download and charges a nominal monthly fee.
Undebt.it
This is dedicated to student loan repayment. It generates an easy to follow payment plan, based on your basic debt information.
This app is free to use.
Fidelity Spire
This is a goal based app that can help you save, plan, and invest for your short-term and long-term goals.
This app is free to use and is available to U.S. residents who are at least 18 years old.
Pocketsmith
This is a personal finance manager app that can help you manage multiple income streams, forecast cashflow, keep track of expenses and track saving with repaying debt.
The basic plan is free.
Thriv
This is a savings and goal app that can help you save, plan, and manage your money.
The basic version is free.
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Writer Bio
Kelly Burch is a freelance journalist living in New Hampshire. Her educational work has appeared in The Washington Post, Parents magazine and more.